Appraisal services for Edmond and Oklahoma County homeowners
The top 7 reasons why OK homeowners need Angelo Appraisal Service, inc.:
Do you own a house in or near Edmond? Do you need help determining the price of your real estate?
At Angelo Appraisal Service, inc., we understand the individual needs of a homeowner after appraisal services. Our typical business clients understand the appraisal process and the customary reporting formats. As our valued client, we will give you extra guidance and explanations through the appraisal process to better understand what we do and how we report the results of our analysis.
Pre-listing Services/For Sale By Owner
It's very hard to be objective about your house because of your emotional attachment to it. The professional appraisers at Angelo Appraisal Service, inc. will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic selling price so your home will attract buyers, a professional appraisal is very crucial as a negotiating tool once you have an attainable buyer. It's something tangible to show the buyer. An appraisal is an independent third party's opinion of your home's price -- not just you saying how much you think your house is worth. Potential buyers assume that you have an emotional attachment to your home and will be much more likely to give credibility to an expert appraiser's value judgement than yours.
Appraisals to cancel PMI
A preferred way to cut expenses for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is below 80% of the value of your home, in most cases you can apply to your lender to have the PMI canceled from your loan, which will make your monthly payments go down. We're qualified in helping people just like you rid yourselves of undesirable PMI insurance.
Challenge property tax assessments
Lets say you live in a local area that's declining -- your local tax assessor may have your home overvalued. This means you're going to pay higher taxes than you should be paying. The faster you take care of things like this, the better, since your property assessment may likely go up again in the next period. Getting an appraisal report from Angelo Appraisal Service, inc. is your strongest weapon when contesting your property tax assessment.
HELOC recently frozen?
Even if your specific property has not declined in value, your lender just may decide to automatically freeze your home equity line of credit (HELOC) if your house is in a declining area. This can this be inopportune from a cash flow point of view, and detrimental to your credit score since it may appear as though that credit line is maxed out. Angelo Appraisal Service, inc. can provide you with efficient appraisal to help you reinstate your home equity line of credit.
Need Field and Desktop Appraisal Review Services?
Would you prefer a second opinion without the cost and delay of waiting for a whole new appraisal? Or do you desire a professional to double-check your appraisal for accuracy? In a field review we'll go out and check the subject and comps in question. Or, if you need it ASAP, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? Angelo Appraisal Service, inc. can We can assist you. Even though this is typically requested by banks, you may desire to exercise this service if you suspect mortgage fraud related to your home.